Every few years, the federal government comes out with advice about one of the most important things you do every day—eating. The new recommendations came out last month in the form of an update to the official Dietary Guidelines, and they include some big changes that are meant to help Americans make smarter choices about the food they eat in order to lower their risk of obesity and chronic disease.
“People whose diets match these guidelines stay healthier than those whose diets don’t,” says Nancy Copperman, RD, assistant vice president of public health and community partnerships for Northwell Health (formerly North Shore-LIJ Health System). “And as our understanding of nutrition gets more sophisticated, those guidelines get tweaked based on the strongest and most recent science.” While many of the government’s suggestions will seem familiar (yes, you still have to eat your veggies), you may be surprised by some of the other recommendations in the new guidelines. One of the most important changes: Limit added sugar. Dietary experts have cautioned for years against eating too much of the sweet stuff, but for the first time they’ve singled out added sugar, meaning sugar that doesn’t occur naturally in whole foods like an apple or glass of milk (although milk doesn’t taste sweet, it naturally contains a sugar called lactose). Americans should consume less than 10 percent of their daily calories from added sugar, say the new guidelines; for someone who eats about 2,000 calories a day, that’s just 200 calories. “That’s equal to about 12 teaspoons of sugar, total,” says Copperman. “Most of us currently consume about 22 teaspoons a day, so we need to basically cut that in half.” The easiest way to do that is to read labels, she says; choose foods with less than 5 grams of sugar per serving. If the label lists anything over that level, the item probably contains added sugar. “That should make you think twice about whether that snack is really worth it,” Copperman says. Worry less about cholesterol Research has shown that cholesterol in food isn’t a major factor in raising the cholesterol level in our body. Instead, the new guidelines suggest limiting saturated fat. How? Try reducing your intake of fatty cuts of meat, and increasing chicken, fish and plant-based proteins like beans and nuts. Get pickier about protein Dovetailing with the above, another of the new guidelines says that many of us—specifically, many teen boys and adult men—eat more than the recommended 26 ounces of protein from animal sources per week. The problem is, a body can process only so much protein at a time, says Copperman. Anything it doesn’t use is stored as fat. And while the guidelines single out guys, Copperman says that most of us (of either gender) can benefit from eating less animal-based protein. “Choosing smaller portions and filling our plates with fruits, vegetables, and whole grains instead is never a bad thing,” she says. “That’s advice that has stood the test of time.”
0 Comments
The exponential surge in online fraud and cybercrime saw almost 6 million offences committed last year, meaning around one in 10 adults in the UK were victims
According to the latest findings from the Crime Survey for England and Wales, fraud has now become the most prevalent crime in the country with people 10 times more likely to become a fraud victim than they are to suffer a theft. What is clear is that fraud is an insidious problem that challenges all businesses in the UK and around the globe. For far too long, fraud has been viewed as a victimless crime. On the contrary, it is continually being used by criminals for monetary gain. It is also used to fund a wide spectrum of illegal activities including drug dealing, human trafficking and even the funding of terrorism. Very often, the victims are oblivious to the risks of transacting online and are amongst more vulnerable members of society. An evolving threat Fraud has evolved from simple and opportunistic modus operandi to more complex scenarios. Fraudsters are becoming increasingly sophisticated, making use of techniques ranging from social engineering such as phishing or vishing to cyber-enabled malware attacks. They also often hide within complex networks where they employ ‘mules’ to do their bidding. Those networks are often hard to detect as they combine fraudulent activity with legitimate and compliant transactions. Also contributing to the rising velocity of fraud is the proliferation of online services and the anonymity those digital channels provide to consumers. For example, when making insurance claims it’s easy to inflate the value of a damaged or stolen item or to add a few additional items to the claim, therefore resulting in what’s often referred to as ‘soft fraud’. Adopt a constant state of readiness Organisations must be in a constant state of readiness and need a multi-layered and pragmatic strategy to curb this threat. It is critical that organisations adopt a holistic approach that encompasses data management, fraud detection, as well as robust policies and strict internal governance to ensure that their exposure to fraud is brought down to a minimum. The ability to analyse high volumes of data quickly, in real time, is becoming more and more a ‘business critical’ requirement. Organisations must start with enhancing their data quality, as well as collating and linking different data types coming into the organisation. The use of data analytics is often understated but could yield significant value for organisations wishing to adopt a superior approach to monitoring and detection. Better fraud detection tools, better business For businesses, fraud introduces additional costs that impinge on growth, performance and productivity. On a wider scale, it undermines sustained economic progress and the operation of free markets. The onus is therefore on individuals and businesses alike to deter and report instances of fraud. According to SAS research with the Centre for Economic and Business Research, efficiencies from better fraud detection tools could total £290m from 2015 to 2020. Such tools include advanced analytics which will enable businesses to intervene and prevent fraud before it happens. Lastly but crucially, people at the head of organisations should lead by example and nurture a culture of zero tolerance towards fraud and other forms of financial crime within their organisation. There should not only be policies but enforcement of those policies in the way that day-to-day business is conducted, both internally and with external parties. With increased government focus and regulatory scrutiny on financial crime, businesses found cutting corners will be exposed and be subject to potential fines. For small to medium organisations, the associated reputational damage may undermine their very ability to exist in the future. Find out what it takes to develop effective fraud management to help identify suspicious transactions and networks before the money leaves your premises. Below, you will find out about opportunities to improve your savings and results and receive a few of our tips to finance your innovation.
We wish you a pleasant reading! PIC SCHEME Optimize your PIC claims! Did you know that companies can combine for YA 2013 to YA 2015 the yearly cap for each qualifying activity at S$ 400k? Companies are allowed to claim up to S$ 1,2M of eligible expenses for each qualifying activity by combining the three Years of Assessment. For example, if you haven’t claimed R&D costs in YA 2013 and YA 2014, you can claim up to S$ 1,2M of R&D costs in YA 2015. Do not miss this opportunity to optimize your savings! PIC Bonus: get it while you can The PIC Bonus is a S$ 15,000 dollar-for-dollar matching cash bonus on top of the PIC cash payout and the enhanced tax deduction available for YA 2013 to 2015. The PIC scheme will remain active at least until 2018. It is still time to get the PIC Bonus by optimizing your PIC Claims for YA 2015. PUBLIC FUNDING IN SINGAPORE Innovation Capability Voucher (ICV) ICV is a public financing tool for local SMEs helping them to purchase integrated IT solutions and to get access to consultancy services for innovation, productivity, HR and finance management. Local businesses can get up to S$ 40,000 with 8 different vouchers. iSprint Funding for Intermediate Packaged Solutions This funding program initiated by IDA for local SMEs reimburses up to 70% of the buying cost of numerous pre-approved packaged solutions up to S$ 20,000 as well as consultancy and training costs related to packaged solutions such as SaaS, PoS, Accounting Management Systems, etc. GAC EXPERTISE Assistance to IRAS technical queries More and more companies have seen their claims rejected or challenged by IRAS. It requires a specific expertise to claim technical staff salaries and outsourced R&D projects under the PIC scheme. We were expecting an increase of the controls, as it happened in other countries, with similar schemes. Make sure to secure your R&D tax credits by following all regulations and expectations from IRAS to avoid troubles and delays in the process. R&D Tax Credits From IRAS perspective, R&D includes the notion of innovation whereas it is excluded in OECD definition. Several countries use the OECD R&D definition for R&D tax credits, such as France, England or Canada. In Singapore, the definition of R&D is broader and therefore, the notion of eligible R&D activity of the PIC is larger than scientific research and is not limited to lab work and PhDs teams. Our consultants are R&D experts with either a MSc or a PhD who successfully claimed R&D projects in different fields such as Software Development, SaaS, Energy, E-commerce, Microsystem, Healthcare, Water, Big Data, Web technologies, etc. GLOBAL NEWS Singapore is becoming a global IP hub The government has been implementing effective tax measures to encourage the anchoring of intellectual property in Singapore for the past few years. By helping companies finance acquisition and registration of Intellectual Property Rights through the PIC scheme, among other initiatives, the objective of the Government is to help Singapore become a global IP hub in Asia. Top 20 Hottest Startups Released in the Singapore Business Review, the Singapore's Hottest Startups 2015 awards the most innovative startups in the country. Five of our clients are ranked in this top 20! This shows the strong links between GAC and the technology-oriented startups ecosystem of Singapore. We help innovative companies finance their technical projects by claiming the salaries of their technical teams through the PIC scheme. Art gallery, without a doubt, plays an important role in the art industry. Many people do not possess in-depth knowledge on the role of art galleries in our society. Here is an overview of what an art gallery is and its importance in our society.
Art gallery offers a striking place where visitors can view and appreciate art. Various forms of visual arts are displayed such as paintings, sculptures, relics, pottery, jewelries with historical values and much more. Art galleries display art works to promote art and artists as well as to help and guide buyers in selecting art works that will suit their art preferences. A certain type of art gallery like Hawkfield Gallery offers a special type of service to their clients – to help them hunt art works that interest them and even help them bid at auction houses. For those who are curious on the value of the artworks they possess, Hawkfield Gallery and its fine art consultants provides professional advice on how to appraise fine artworks, antiques and collectible items. Hawkfield Gallery gained experience and expertise in determining the value and quality of artworks by visiting auctions houses and antique shops. They use a sales comparison approach to value an artwork - comparing it to similar artworks recently sold or currently for sale on the marketplace. They also welcome artists to present their artworks and to help them determine its fair market value. Visit the gallery’s website to know more about their services and the list of artists they represent. Art Consignment Agreement Most art galleries work with artists on a consignment basis. Consignment is when you lend your artwork on the gallery and the gallery agrees to sell your artwork for a commission percentage. In some cases, engaging in a consignment agreement comes with a lot of risks as it may cause financial or ownership trouble down the road. Make sure to choose the right and trusted gallery that will represent your artwork. Hawkfield Gallery has gained an established reputation in the marketplace that will make you want to trust the gallery and its owner. With the rise of technology, an entirely new art forms are evolving. Music is a form of art that is prone to piracy due to the nature of modern digital technology. However, traditional artworks such as paintings and sculptures are one thing that cannot be easily forged by some. To ensure that you get the original work of an artist, you will need a trusted art collector or a fine arts specialist to help and guide you. Hawkfield Gallery might be able to assist you.
Hawkfield Gallery specializes in 20th and 21st century American fine art and folk art. Their interest spans from American impressionism, decorative songbirds, shore-bird decoys and wildlife bronze sculptures. The owner of Hawkfield Consultants Gallery is Sally Caverly who has an impressive passion in collecting arts for more than 25 years. She got her start on Bachelor of Arts in Marketing and later on holds a Master’s degree in Education. She also became a Market Research Division Director of a major publishing house. Their gallery is located along Boston’s South Shore, midway between Cape Cod and Boston. Hawkfield Gallery’s website is an exclusive space where you can find an actual collection of artworks from various painters and sculptures. Art experts of Hawkfield are always available to guide and advise their clients. Visit their website and take a look at their impressive list of artworks came from various talented artist. MAKE MORE POSSIBLE
Federal, state, and local governments constantly seek ways to stimulate economic development and investment. One of the levers they manipulate most frequently is tax credits and other incentives designed to foster innovative research and development, keep businesses in certain jurisdictions, or give them a reason to move to those jurisdictions. Businesses that leverage these incentives wisely can save significant amounts, taking money that might otherwise have gone to the IRS or a state or local department of revenue and reinvesting it in their business instead. In many cases, even if you discover that you qualify for certain credits and incentives after the fact, you can go back over a period of years and amend tax returns to take advantage of them retroactively. We can help your business apply and qualify for the credits and incentives to which it’s entitled. We routinely discover opportunities to save our clients money on their federal, state, and local taxes and turn what would have been tax expenditures into positive cash flow to help grow their business. Our dedicated team works with businesses in a wide range of industries. We can help you not only qualify for an array of incentives but also document your qualifications and defend them in the event they’re challenged by a taxing authority. We provide solutions in a number of areas, including: - Cost segregation & fixed asset consulting - Hiring and zone-based credits & incentives - R&D tax services - Transferable tax credits Haws Corporation Tempered Water Nevada USA, Singapore: Trends in Emergency Eyewashes/Showers9/25/2016 Repost from Safety & Health article by Tracy Haas
Equipment reliability is imperative Unlike personal protective equipment such as hard hats and steel-toe boots, emergency eyewashes and showers are not meant to be used every day. Ideally, a worker will never need one. But should an incident such as a chemical splash occur, it’s vital that emergency eyewashes and showers be ready for use. Issues Because emergency eyewashes and showers are not frequently used, their maintenance may not always be top of mind. “The two most common emergency shower misuses are not providing ANSI-required tepid water and failing to conduct weekly test activations to ensure the units are working,” said Ryan Pfund, senior product manager, emergency fixtures, for Menomonee Falls, WI-based Bradley Corp. Pfund recommends establishing a weekly inspection program to test your company’s eyewash and shower equipment to ensure it is working properly and providing tepid water instantaneously. “Manufacturers provide specially designed devices and materials to assist in testing,” he added. Nuray Ebel, product manager at Sparks, NV-based Haws, echoed Pfund’s comment that ANSI Z358.1-required weekly testing – although crucial – is often neglected: “The most significant part of the weekly test is the validation that the equipment provides proper first aid to users – not just ensuring water is present.” Keith Flamich, marketing manager for Chicago-based Guardian Equipment, notes that equipment reliability is imperative. “During incidents where emergency eyewash and shower units are activated, far too much is at stake to depend on equipment that is not properly tested and not third-party certified,” Flamich said. What’s new Emergency eyewashes and showers now have improved flow control and coverage, according to Pfund. “The newest models apply fluid dynamics technology that works with a pressure-regulated flow control to provide an integral and uniform flow of water directed at the affected area,” he said. Flamich pointed to the increasing popularity of heat-traced freeze-resistant stations in cold-weather environments. “These units are manufactured with a heat-tracing cable wrapped around internal piping to prevent the freezing of standing water within the unit,” he said. “Once activated, a safety station first delivers the standing water before drawing from a tepid water supply.” However, he cautioned that these stations are commonly misunderstood, and people often believe the units are capable of heating a full 15-minute supply of water per the ANSI Z358.1 tepid water requirement. “The reality is that these units heat only the standing water contained within its internal piping prior to unit activation,” Flamich explained. “As such, there must be continuous source of tepid water supplying the heat-traced safety station (i.e., thermostatic mixing valve, tepid water loop, or instantaneous water heater) to meet the ANSI-required 15-minute tepid water flush.” On a separate note, Ebel spoke of the benefits of using wireless alarm technology for emergency eyewashes and showers. “Wireless transmitters enable control and/or notification from remote areas where wiring or wire maintenance is not physically possible or economically feasible.” Have you ever thought how restaurants started? Restaurants, as we know it today, have been around in one form or another for many years. This kind of business significantly influences the economic system of the world and revolutionize industrialization.
In the early civilization, inhabitants practically raise crops and livestock for their own food. The emergence of city-states changed human culture over time. The old method of exchange - barter system has been replaced as people learned various skills to earn a living. Eventually, they designate a person or enterprise to cook food for them too. The restaurant came out of the way simply to save time and to avoid the exhausting task of making meals every day. Anyone could choose what type of food they want to consume as long as it is available in the menu. Some shops also offer delivery services too. The tremendous success of restaurant business, like Singapore, encourages aspiring entrepreneurs to enter the industry, thus, creating or causing food variations. Hamburger, doughnuts and even the simple beverage like coffee drove the proliferation of restaurant chains, generating a multi-billion business. The birth of the restaurant generally changes the human culture and the economic form of civilization. Nowadays, many people grab take out foods on weekdays as they often leave little time for cooking at home. Even on weekends, families or friends enjoy dining out at lavish restaurants or go on food trip out of towns A specific type of restaurant called fast food restaurant whose main goal was to make money neglecting the unfavorable effect brought by their meals to people’s health. These commercial establishments offer meals that aren't necessarily bad but can lead to poor nutrition and poor health. But with the growing health and wellness industry and the promotion of more organic food consumption, more and more restaurants now offer healthy options on their menu. This proves that restaurants will continue to adapt and support every individual's diet preferences. Bloomsbury in London is the southern area of the Borough of Camden right next to Soho, yet it is quite the opposite when it comes to character! While Soho is the prodigal son, Bloomsbury is the classy daughter of London. The area is famous as the home of the influential "Bohemian Set" in the early 20th century. These elite artists and writers included John Maynard Keynes, Clive Bell, Virginia Woolf. E.M. Forster and Lytton Strachey and many of them lived as neighbors in Gordon Square. Some of London's oldest buildings can be found in the area around Holborn as the Great Fire of London failed to raze this area in 1666. The cobbled alleyways, law courts and historic halls of London's legal profession can all be seen here, exuding their centuries-old history and antiquated traditions at Gray's Inn, Inner Temple, Middle Temple and Lincoln's Inn. These are the areas where many trial lawyers conveniently have their offices, and despite their names they have nothing to do with either religion or drinking! Present Day Bloomsbury Filled with beautiful buildings, Bloomsbury is where you will find the British Museum, the campus of the University of London and the British Library. London's Museum Mile stretches from the Strand along Kingsway to Euston Road and has plenty of historic homes, parks and museums along the way. The best known square in Bloomsbury is Russell Square, the largest square in London. It has beautiful central gardens which are locked and privately owned by the residents of the surrounding elegant townhouses. The grand four-story Georgian houses on Bedford Square were built around 1775 as a residential area and named after the main landlords, the Dukes of Bedford. The architecture is now Grade I listed. Theatre-goers will head to Bloomsbury for matinees and evening performances at the Dominion Theatre, which has an excellent schedule of musicals, also the Bloomsbury Theatre. Bloomsbury also features in the novel, Peter Pan, as the home of the Darling family. Things to Do in Bloomsbury The British Museum is one of the most popular attractions in London. Located in a striking neoclassic building, it is crammed with ancient treasures and artifacts including the Rosetta Stone, a collection of Egyptian mummies and the Elgin Marbles. The Charles Dickens Museum in Bloomsbury will be of interest to literature fans. It is set in the furnished house where Dickens lived from 1837 to 1839 and where he wrote Oliver Twist, Pickwick Papers and other classic novels. Fitzroy House on Fitzroy Street was the home where playwright George Bernard Shaw once lived. Later, in the late 1950s, L. Ron Hubbard, the founder of Scientology worked here and the building is still in a 1950s time warp. It has free admission and tours can be arranged by appointment. The Sir John Soane's Museum also has a colorful collection of exhibits telling his life story. The Cartoon Museum is the place to go for some light relief and not only has a vast collection of old cartoons, but also many comics on display. Coram's Fields is a public children's play area with a pet's corner and sports pitches. Adults may only enter if accompanying a child! We know all investors are not the same. That’s why our investment professionals are organized within practice areas. Our investment professionals are experts at understanding the nuances of the client segments that we serve. They devote their time to addressing your specific challenges.
Nonprofit Institutions Nonprofit institutions represent more than two-thirds of our client base. These clients’ assets represent more than 70% of total U.S. higher education endowment assets and 40% of U.S. foundation assets. And we work with each client to help them build a portfolio that is fully customized to meet their investment goals. Explore our nonprofit practice. Private Client Working with more than 200 private clients in 25 countries around the world, our private wealth professionals know how to develop tax-aware strategies, plan for generational needs, and identify beneficial trust structures. Explore our private client practice. Pensions We recognize that each plan sponsor has unique and different objectives. For the more than 100 pension funds that we work with, we develop customized solutions to help plan sponsors meet their fiduciary obligations. Explore our pension practice. Mission-Focused Investors Using our global manager database and extensive due diligence on a wide range of MRI investment opportunities across asset classes, we help investors develop and implement mission-related strategies that work for their portfolios. Explore our mission-related investing practice. Enterprise Advisory Working with nonprofit institutions for more than 40 years, we specialize in understanding the enterprise conditions, risks, and opportunities that are unique to each institution’s circumstances. Explore our enterprise advisory practice. |